If you're looking at new and used cars in Garden City, MI, we suggest you visit our Jeep® dealership at 32850 Ford Road. We have a wide selection of new vehicles produced by some of the nation's top brands. We also have an inventory of pre-owned automobiles that are reliable and just as much fun to drive as our new models.

Regardless of whether you want a brand-new 2016 Jeep® Renegade or a pre-owned vehicle, we can help you get the financing you need to complete your purchase or lease. If you decide to buy one of our pre-owned vehicles, our finance experts will discuss whether your car is eligible for a pre-owned car warranty with you. We'll also explain how getting a car loan works.

When you arrive at our Jeep dealership in Garden City, MI, we'll help you complete an application for a car loan. When you've completed your application, we'll submit it to various lenders. In addition to reviewing your application, these lenders are going to look at your credit score to determine whether you qualify for one of their loan programs.

As Jeep dealers with years of experience helping people get the financing they need to buy or lease a car, we can tell you that your credit score is based on five categories of information. Your payment history accounts for 35 percent of your credit score and the amount of money you owe to creditors is responsible for 30 percent of your FICO score. The length of your credit history, your new credit, and the type of credit you use also impact your credit score.  They are responsible for 15 percent, 10 percent, and 10 percent of your overall score, respectively.

You might be concerned that applying for a car loan through multiple lenders may negatively influence your credit score because a credit reporting agency will see more than one application for new credit. However, this shouldn't concern you. Whether you're buying a 2016 Jeep Renegade or a pre-owned automobile, you have a certain amount of time in which you can solicit loan offers from different lenders without it affecting your FICO score. You generally have to get multiple loan offers within a 14 day period to prevent your loan application activity from negatively impacting your credit score.

If you want to learn what your credit score is now, you can use the free credit score estimator on our website. To get your estimated credit score, you'll need to answer a few questions about your credit history. When you're done, our handy credit score estimator will calculate your approximate FICO score. By knowing your credit score, you'll have a good idea of where you'll stand with lenders, and you'll be able to determine what kind of vehicle you'll be able to afford.

As Jeep dealers, we get excited whenever people come to look at our new and pre-owned automobiles because we like the vehicles at Suburban Chrysler Dodge Jeep RAM of Garden City as much as you do. If you're ready to buy or lease your next vehicle, visit our Jeep vehicle dealership today!


  • Monday 09:00AM - 08:00PM
  • Tuesday 09:00AM - 06:00PM
  • Wednesday 09:00AM - 06:00PM
  • Thursday 09:00AM - 08:00PM
  • Friday 09:00AM - 06:00PM
  • Saturday 10:00AM - 04:00PM
  • Sunday Closed


Suburban Chrysler Dodge Jeep Ram of Garden City

32850 Ford Road
Directions Garden City, MI 48135-1570

  • Sales: 734-365-6048
  • Service: (866) 353-1370
  • Parts: (866) 353-8199